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00:00.0
SSS Pension Estimator. Nakakaaliw po itong app na ito na ginawa ko sa tulong ng chat GPT.
00:08.0
So ang SSS Pension Estimator, we will use this app, the web-based app po ito, if you do not have access to my.sss account.
00:18.0
At this is used to get your estimated pension from SSS. Tapos mamaya papakita din natin para dun sa mas accurate talaga, pumunta na lang talaga kayo sa my.sss
00:36.0
So ito po ay ginawa natin para sa mga hindi po maka-access ng kanilang my.sss account. At nako ha, i-emphasize ko lang, estimate lang po ito ha, hindi po ito yung actual.
00:49.0
At magdidepende po yan sa mga ilalagay ninyong impormasyon. Katulad ng number of credited year of service at saka average monthly salary credit for every credited year of service na meron kayo.
01:05.0
So dapat alam nyo yun. At least meron naman kayong idea. So punta po kayo sa bit.ly slash SSS Pension Estimate. Tapos pwede ninyo pong iscan na lang din yung ating QR code para makapunta kayo sa ating SSS Pension Estimator.
01:25.0
At kapag po clinic nyo yan, makunta kayo at nilagay nyo sa Google Chrome ninyo at pinaste nyo yan, meron pong lalabas na prompt. And this is a pop-up window nakalagay.
01:40.0
This tool will give you an estimate of your SSS Pension when you retire. It is best to get the estimate when you log in at member.sss.gov.ph. Watch this video to know how para makunta kayo sa member.sss.gov.ph. Pero kung hindi nyo talaga alam, ito na yung gamitin ninyo.
01:59.0
Your credited year of service is the number of years you contributed to SSS. So for example, 40 years kayo na nag-contribute, ilagay nyo 40. So ako so far ay nasa 22 years. So ilalagay ko dyan ngayon 22.
02:16.0
So after that ay tatanungin ka for your monthly salary credit for year 1. So magkano iyong monthly salary credit dyan. So ang largest po na monthly salary credit natin applicable for this year ay 30,000 hanggang next year. Pero sa 2025 up to 35,000 na yan po pwede po.
02:39.0
Okay. And then year 2, year 3, ilalagay mo kung ano yung average monthly salary credit mo. Diba yung binabayaran mo ay 4,200 for example. Yan yung contribution mo. Mayroon yan katapat na tinatawag na monthly salary credit. So sa isang buwan yan yung monthly salary credit mo.
02:59.0
So sa isang buwan na naghulog ka, mayroon yung katapat na monthly salary credit. Kunin mo yung average nun for that year, yun yung ilalagay mo dyan. Good luck! Pero pwede naman kayo maglagay ng estimate lang. So year 4 and year 5. So yung last 5 years na paghulog mo, yan yung very very important na mailagay mo ng monthly salary credit, average monthly salary credit.
03:28.0
After that, sa calculation, ang gagawin na ay kukunin yung average monthly salary credit mo for every credit year in excess of 10 years. So magsisimula sa 11 years. So titignan mo ngayon ano ba yung average monthly salary credit mo yan.
03:47.0
So 11 years ago, I think the highest monthly salary credit would be around 20,000 pesos. So hindi ka po pwedeng maglagay ng mas malaki ng 20,000 kasi 11 years ago ay hanggang doon yung ceiling. Ngayon nga hanggang 30,000 lang.
04:06.0
So ilalagay mo yun ano yun for 11, for 12, for 13, and so on and so forth. So medyo tedious siya ha. Pero at least pag sinaga mo naman ay lalabas yung estimated na iyong pension. And then after that meron tayong pakudo o ano naman yung nickname, ilagay mo lang yung nickname mo and then after that ay lalabas na yung estimated na pension.
04:30.0
So sa ginawa ko ng simulation kanina ay 9,100 pesos yung lumabas. So nakalagay dyan again, the figure below is just an estimate and should not be treated as actual. It is still best to log in to your member to sss.gov.ph. Panoorin nyo yung video ko about that para malaman ninyo yung estimated na galing mismo sa SSS.
04:55.0
Paano ba natin yun makukuha? So check your SSS estimated monthly pension. Just log in to your member.sss.gov.ph sa iyong MySSS account. Tapos when you log in, you look for services and then click benefits and then from the drop down menu ay iklik po natin yung simulate my retirement calculator.
05:24.0
Tapos lalabas na po dyan yung ating estimated. Sa akin ito mismo, pag 2038 ako nag-retire at sa monthly salary credit na 25,000, nasa 19,000 pesos po per month ang aking makukuha.
05:42.0
Kung mag-aantay ako hanggang 65, nasa 21,510. By that time parang magkano na lang yan? Kasi mga 20 years pa yan. Parang ang value na lang yan ay mga 5,000 piso ngayon.
05:57.0
Ang mga mabibili ng 5,000 piso ngayon, dalawang kabang bigas. Pwede na, hindi ko na mauubos yun in a month. Ayan, okay, maliit pero okay na rin. At saka sa contribution na binibigay natin, sulit na sulit.
06:12.0
Reminders lang po, yung ating pinakita ngayon sa estimated na yan ay assuming continuous payment on the month after the date of inquiry up to 60 or 65 years old. Estimate lang yan and may differ from actual amount of retirement benefits.
06:28.0
Minimum po na dapat may 120 contributions tayo to qualify for our monthly pension. Kahit na laktaw, laktaw tayo na maglagay. Kahit na iba-iba ang amount, ang mahalaga may hulog.
06:41.0
Ayan po ha, ang ating SSS pension estimate. Ako po si Sir Vince, ang inyong financial guro, nagsasabing ang pagyaman na pag-aaralan at napagtutulungan.
07:12.0
Step 2. I-deposit ang iyong Initial Share Capital, Membership Fee at Joint Venture Savings sa GCash, BDO Online Banking, BPI Online Banking, Maya, EasyPay, or Direct Bank Deposit.
07:25.0
Daming options, di ba? Sundi ng simple instructions sa bit.ly slash ZPPay para makapagsimula.
07:32.0
Step 3. Mag-login sa iyong ZP SRI online account at ipaalam ang inyong deposit. Go to bit.ly slash ZP Online SRI at kami na ang bahala sa iyo.
07:45.0
Ano pang inihintay mo? Sali na sa ZP Kasosyo ngayon and let's start building a brighter financial future together.
